Florence G. Haley writes about the choices we make today and how those choices can shape families and communities for generations.
Her work challenges readers to look beyond income and consumption and ask deeper questions about ownership, preparation, wealth, family, and legacy.
At the heart of her writing is one question:
What Happens When Buying Power Doesn’t Become Wealth?
Black consumers represent tremendous economic power.
But economic power measured by spending tells only part of the story.
In Black Dollar Daze, author Florence G. Haley examines the gap between buying power and lasting wealth—and challenges readers to think differently about where their dollars go, what those dollars build, and what remains for the next generation.
This isn’t simply a book about spending less.
It’s a conversation about ownership, circulation, financial choices, community economics, wealth building, and legacy.
Because the real measure of economic progress isn’t simply how much money passes through our hands.
It’s what we build with it.
I couldn’t stop thinking about one question.
We hear frequently about the tremendous buying power of Black consumers. In 2025, we spent almost two trillion dollars.
That sounds powerful.
But I began wondering:
If we’re spending so much, why isn’t more wealth remaining? We currently hold less than 3% of the nation’s wealth.
That question led me down a much deeper path.
I began examining the difference between earning money, spending money, circulating money, owning assets, building businesses, creating wealth, and transferring something meaningful to the next generation.
And I realized this wasn’t simply an economic conversation.
It was a legacy conversation.
Black Dollar Daze grew from my desire to encourage us to think beyond the transaction.
Where does the dollar go after we spend it? Who owns the business receiving it? Does that dollar create jobs? Does it support another family? Does it build an asset? Does it strengthen a neighborhood? Does it create an opportunity?
And ultimately:
I didn’t write Black Dollar Daze to tell people they shouldn’t enjoy the money they earn.
I wrote it to encourage us to become more intentional about what our money can accomplish while it is in our hands.
Black Dollar Daze is about what happens next.
Money touches nearly every part of our lives.
Where we live. Where our children attend school. The businesses we’re able to build. The opportunities we can pursue. The neighborhoods we’re able to strengthen. And the resources we’re able to pass forward.
That’s why Black Dollar Daze moves the conversation beyond spending.
Readers are invited to consider questions about:
Buying Power
What does it really mean to have economic power if that power is primarily measured by consumption?
Ownership
What changes when more of our dollars are connected to assets, businesses, property, investments, and ownership?
Circulation
What happens when a dollar supports more than one household or business within a community?
Financial Education
How do the lessons we teach—or fail to teach—shape the financial decisions of the next generation?
Generational Wealth
What has to happen for today’s income and resources to become tomorrow’s opportunities?
Legacy
What are our financial choices preparing the generations after us to inherit and build upon?
This book is for anyone who has ever wondered how we move from earning and spending to owning and building.
It’s especially relevant for:
You don’t have to be wealthy to begin thinking about wealth.
And you don’t have to wait until you’ve accumulated significant assets to begin thinking about legacy.
Legacy starts with the decisions we’re making right now.
One book can start a much bigger conversation.
Black Dollar Daze was written to be discussed.
Its themes create opportunities for meaningful conversations about money, spending, ownership, entrepreneurship, community investment, family financial habits, generational wealth, and legacy.
Florence is available for select:
Put the conversation into more hands.
Organizations, churches, businesses, community groups, educational programs, book clubs, and others interested in purchasing multiple copies of Black Dollar Daze are invited to inquire about bulk-order opportunities.
Books can be incorporated into community conversations, financial education initiatives, youth and young-adult programs, employee programs, book clubs, and special events.
Florence G. Haley is an author, Certified Financial Education Instructor℠, speaker, educator, podcast host, and founder of Past to Posterity LLC.
With an MBA in Organizational Development and a professional background in human resources and retail management, Florence brings together her experience in education, organizational development, financial education, and community engagement to challenge families to think more intentionally about what they are building and passing forward.
Her work explores the intersection of financial education, ownership, family preparedness, community economics, and legacy.
Through her books, the Past to Posterity podcast, workshops, speaking engagements, and community work, Florence encourages individuals and families to move beyond good intentions and begin taking practical steps toward building something future generations can continue.
Her philosophy is simple:
From the Page to the Podcast
The ideas explored in Black Dollar Daze don’t end with the final chapter.
On the Past to Posterity podcast, Florence continues conversations about money, family, ownership, entrepreneurship, community, preparation, values, and legacy with guests who bring experience and expertise from many different perspectives.
If Black Dollar Daze made you think differently about what you’re building, continue the conversation.
What we earn matters. What we spend matters. What we own matters. What we teach matters. What we organize matters. And what we leave prepared for the next generation matters.
The question isn’t only, “What did I have?”
It’s “What did I do with what was in my hands?”
